You may have some questions before working with a financial advisor (most people do). Here are some of the most common questions that we hear. Please reach out directly if you have a question not on this list or would like more information.

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Do I need to be wealthy to work with a financial advisor?​

No, though you do need to be able to comfortably afford our fees (see below). We love working with people who are in the process of building wealth, helping them align decisions with core values to better (and more quickly) reach their long-term life goals.

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Do I need to have a lot of money to start investing?

Not at all. A person can get started with as little as a few hundred dollars per month and Iseler Financial has no account minimum requirements for financial planning clients. A thorough discussion of your goals, risk tolerance, and timeline will help determine which investment choices are right for you. Click here to receive a free investor profile assessment.

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Can’t I do most of this stuff on my own?

Sure, you can absolutely go it alone. But is that what you want? To do it right, you will need to spend time learning the ropes, stay on top of all the details, wrestle with difficult decisions on your own, and determine if you are headed in the right direction. For the very motivated and detail-oriented, that can be great; for everyone else, it ends up being a lot of stress, guesswork, or simply pushed to the back burner. An advisor is an accountability partner to help you stay on track, talk through ideas and answer questions, steer you away from bad decisions, and keep an eye on the big picture.

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How does the firm get paid?

Iseler Financial is a fee-only registered investment advisor. That means that our only compensation comes directly from clients – and never from sales commissions or kickbacks. Our rates are stated upfront (see below) and the advice you receive is based exclusively on the strategies that best suit your situation, goals, and preferences.

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What does fiduciary mean?​

As a fiduciary, Iseler Financial is required to put clients’ interests first – ahead of our own financial gains or sales goals. We strive to find solutions that match your situation, goals, personality, timeline, beliefs, and risk tolerance. Additionally, we act as an ongoing accountability partner on your journey, monitoring recommendations to make sure that they remain appropriate for you through life’s ups and downs.​

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What services do you offer?

Iseler Financial has two primary service offerings: One-Time Financial Plans and Sustainable Investing.
 

One-Time Financial Plans are the main thing we do We will help you create an action plan for your most pressing concerns, get oriented to your current financial reality, assess your cash flow (income, saving, and spending), look for opportunities to save on taxes, and then help you implement your plan for one month at no additional charge.

 

Sustainable Investing offers the opportunity to align your investment decisions with your values with professional portfolio design, implementation, and management. We'll make sure your investments match your goals, risk tolerance, and time horizon throughout the year and use tax-smart strategies to reduce unwanted tax consequences.

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Please refer to the Services page for more information.

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How much does it cost?

One-Time Financial Plans are billed at a $3,000 flat rate, with half due at the beginning and the remaining half at the end.

 

Rates for Sustainable investing are based on the total amount of assets managed by the firm, starting at 1.1% for households with less than $100,000 in managed assets and rates decreasing as the amount of investments managed goes up.

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Have question not on this list? Send us an email! We'd love to hear from you.